Our fees range from 0.25%-0.35% depending on account size. We charge low fees because we think that clients deserve sophisticated asset management and planning services without being charged “2 & 20” or even the industry average of 1%.
|$500,000 – $2,000,000||0.35%|
Most importantly, we know that high fees can have a devastating impact on the long-term performance of client portfolios. For instance, if you invested $100,000 in two portfolios that earned 7% per year, the industry average of a 1% fee will result in a balance that is $127,000 less than Orcam’s 0.35% fee structure over a 30 year period. In other words, paying a high fee for asset management reduces your total balance by over 20%.
(The impact of the industry average 1% fee vs the 0.35% Orcam fee structure over 30 years at 7% growth)
We know that fees matter more than ever and we think that the potential for low future returns in stocks and bonds in the coming decade will only magnify this impact. Because of this we know how important it will be to reduce overall fees. We make less because we know how important it is going to be for you to keep more.
* This hypothetical assumes a quarterly fee withdrawal and 7% growth. For illustrative purposes only. Figures will not reflect exact real-world performance.